Meet Your Branch Manager
- (251) 270-0713
- americandreamsdocometrue@gmail.com
- Chambiss Mortgage Capital Brochure
"Branch Manager"
Patricia Gail is a seasoned entrepreneur, author, community organizer, and ordained evangelist with four decades of experience in real estate and private money lending. A native of New Orleans, Louisiana, Patricia’s journey in business and service began with a strong academic foundation, earning her B.S. Degree in Business Management with a minor in Economics and pursuing Master’s studies in Communications at Southern University A & M.
Patricia’s impact in real estate is marked by her long-standing affiliation with Century 21 Real Estate where she was the Franchisee of All-Metro Realty for 20 years. During her tenure, she recruited and trained over 400 agents, eventually founding American Dreams Do Come True Real Estate Network, LLC, and American Dreams Do Come True (ADDCT) Television Global Network the past 4 years. Her dedication to excellence has been recognized with numerous accolades, including #1 Debt Mastery Award of World Marketing Alliance, the prestigious #1 Agent and #1 Broker Realtist of the Year National Awards from the National Association of Real Estate Brokers, Chicago Revlon Award, and the Spirit of Greatness Award from the New Orleans Center for Successful Living.
Patricia introduced the curriculum and taught the first real estate course approved at Baton Rouge Community College. As their first adjunct Professor of Real Estate of Baton Rouge Community College, shaping the next generation of industry leaders. Her illustrious career expanded from real estate to include non-predatory lending vehicle Kingdom Mortgage USA, LLC, when she held the office of President, Broker-Owner.
Currently, Patricia specializes in Private Money Investor Lending through Chambliss Mortgage Capital, where she helps real estate investors and developers secure customized financing solutions.
Her passion for financial freedom and community empowerment drives her mission to provide alternative investment vehicles backed by real estate, offering predictable, passive returns.
Beyond her professional endeavors, Patricia enjoys cycling, creative arts, golfing, cooking, reading studying devotions, and spending time with family. She finds peace in quiet moments, whether walking along beaches, watching sunsets, or listening to praise, and worship music.
Patricia Gail is dedicated to serving the marketplace with diversified platforms through her 5-Star 5-M Kingdom enterprises, which include the following services:
Her life’s work is a testament to her unwavering commitment to excellence, communication, service, and faith in God.
How our funding process works?
CMC’s Private Money Lending Advantage…
- Skip the Rigorous Loan Hassles from Traditional Banks & Mortgage Companies
- Avoid the Confusing, Stressful and Lengthy Loan Process
- 14 Day Funding Without the Traditional Financing Hassles
- 7-Day Processing, 2-Day Underwriting, 2-Day Agree to Fund and 2-Day Closing
- No Personal Income Verification, Tax Returns or DTI Ratio Requirements
- Light Documentation: No More Gathering Mountains of Endless Paperwork
- Fund Your Fix & Flip, Ground-Up, SFR, 2-4 Unit & Multi-Family Properties
- Gain the Confidence, Competitive Edge & Speed to Close More Deals
8 Steps to Buying a Home
At Chambliss Mortgage Capital (CMC) our goal is to help you avoid the traditional stressful, confusing and lengthy loan process with our streamlined funding experience. We do things differently from traditional banks and mortgage companies from start to finish and beyond the closing. See our funding process in action below…
Your CMC relationship manager will learn about your goals, assess your credit & liquidity, establish proper expectations and discuss your funding options tailored to your real estate business.
We gather as much information up front as possible giving us the rocket fuel to fly through the loan process.
This is where we need your help getting all your documents in as quickly as possible. You will provide your relationship manager with all the requested light document such as Identification, Bank Statements, Business Articles of Organization, etc.
We partner up with the best 3rd party appraisal management companies that provides appraisal reports as quick as possible.
Our loan process is goal-driven rather than deadline-focused. Traditional lenders just work towards a closing date (i.e. a deadline). This typically leads to rushing around hours before closing or even missing the closing date. At CMC we try to avoid the last minute craziness by working towards a 7-day goal. Our 7 business day loan process is unique so it gives our borrowers the competitive advantage to close more deals faster.
Once all the documents have been received by the processor, the loan is then moved to Underwriting. Within 48-hours the Underwriter will review your loan and verify that all guidelines and conditions have been met. If any items are missing or if the underwriter needs some clarity we will request the additional items (no alarm or worries) but if all conditions are met then the file is moved to the “Committee” to officially issue an Agree to Fund (ATF).
Once reviewed by underwriting, the committee approves the deal within 48-hours and sends out an Agree to Fund (ATF) that outlines the final terms of the deal. The file than moves to our closing team where we will confirm the insurance coverage with the insurance agent, confirm the closing date with the title settlement company and begin creating the closing documents.
We work closely with the title settlement company and closing attorney to balance the numbers (i.e. confirm the total funds needed for the closing) and assemble the final closing settlement statement and loan documents. All the steps we completed leading up to this point ensures that the closing is a smooth experience without the last minute craziness. Now, you can enjoy the moment.
Where we lend?
Chambliss Mortgage Capital is based in New Orleans, Louisiana. However, our outreach expands far beyond the borders of Louisiana. We deploy capital in over 40 states throughout the country while maintaining the human experience and communication you would expect from your most trusted local mortgage lender.
